OSHC covers mental health services, including consultations with psychologists, provided you have a Mental Health Treatment Plan from a GP. OSHC plans often cover psychology services at the Medicare Benefits Schedule (MBS) benefit amount, giving international students access to professional support for depression, stress, and other mental health challenges.

• Out-of-pocket Gap Fee:05 – 114.75 per 50-minute session
• Who can access: Clients seeing a Registered or Clinical Psychologist with a referral from their GP and a Mental Health Treatment Plan (MHTP)
• How it works: Medicare provides a rebate for eligible sessions, and you pay the gap fee (the difference between the rebate and our session fee).
• What you need: A referral and Mental Health Treatment Plan from your GP or psychiatrist.

• Rebate amount: Varies depending on your policy and level of cover.
• How it works: After your session, we can help you process your private health insurance using our HICAP machine and you pay for the gap fee.
• What you need: Check with your insurer using psychology item codes (100 for initial consultation, 200 for follow-up sessions) to find out your rebate amount.

We support adults who are self-managed or plan-managed NDIS participants. Fees are charged according to NDIS pricing arrangements.

If you have been referred by WorkCover or your GP, and your claim is approved, there are no out-of-pocket costs for sessions. If your claim is still being processed, you may need to pay for sessions upfront, but these may be reimbursed once your claim is approved. What you need: workcover certificate from your GP and your claim number.

If you’ve been in a motor vehicle accident, you may be eligible for psychological support through your CTP insurer. Once your claim is approved, the insurer covers your session costs. If the claim is pending, you pay upfront, with possible reimbursement after approval.

We accept referrals from DVA and Open Arms. DVA referrals (Gold or White card holders) and Open Arms referrals cover the full cost of sessions (except for missed or late-cancelled appointments). Your GP can refer you for DVA support (referral type D904). Past and current military personnel and their families can access free support through Open Arms (call 1800 011 046).

• You do not need to have a Mental Health Care Plan (MHCP) to access psychological support. You can self-refer and pay privately for sessions. Please note, there are no rebate options available for privately paid sessions without a referral or plan.
• Clinical Psychologist: $260 per 50-minute session
• Registered Psychologist: $220 per 50-minute session